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etika Finance

Minimum Criteria

  • Must be over 18 years of age.
  • Must be employed at least 16 hours per week, self-employed, retired in receipt of a pension or receiving disability payments.
  • Must be a permanent UK resident with at least 3 years UK address history.
  • Must have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Must have an active valid email address

Representative Examples

A £1000 sale at 0% APR over 12 months:
Sale amount: £1000
Deposit amount (10%): £100
Credit amount: £900
Representative APR: 0%
Interest Rate: 0%
Number of repayments: 12
Monthly repayment: £75
Total amount of interest: £0
Total amount payable: £1000

Legal Notices is a trading name of JamGolf (UK) Limited registered in England & Wales, registration number 14102237.
Registered office address is 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.

JamGolf (UK) Limited is authorised and regulated by the Financial Conduct Authority, FCA registration number 983304.
JamGolf (UK) Limited trading as acts as a credit broker and is not a lender, introducing customers to etika Finance UK Ltd.
etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658.
Registered address: Suite 2.01, c/o Colony, One Silk St, Ancoats, Manchester M4 6AG
Email: [email protected]
Etika Tel: 0800 028 9321

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© 2023 JamGolf, Golf19, St Pierre Park Hotel Spa and Golf Resort, Rohais De Haut, St Peter Port, GY11FD · VAT No 419 8756 48

JamGolf (UK) Limited is registered in England and Wales No 14102237. We are a credit broker and not a lender. We offer credit products from Zopa t/a DivideBuy and etika. JamGolf (UK) Limited is authorised and regulated by the Financial Conduct Authority FRN 983304. Credit subject to age and status.

Zopa Embedded Finance Limited t/a DivideBuy credit agreements are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Credit is available to permanent UK residents aged 18+, subject to status, any missed payments may affect your ability to obtain credit from DivideBuy and other lenders. Please spend responsibly. Copyright © 2023 Zopa Embedded Finance. All Rights Reserved